> For the complete documentation index, see [llms.txt](https://whitepaper.paywong.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.paywong.com/a-new-standard-for-crypto-payments/the-solution.md).
# The Solution
[Paywong](https://paywong.com) is pioneering a new standard for crypto payments to address the limitations of the existing landscape, providing a secure and direct payment infrastructure, enabling any website or app to receive payments into their wallets directly, keeping true to the possibilities of crypto.
The protocol utilises 'liquid assets' already present in a user's wallet and automatically swaps available tokens through decentralised exchanges and then routes the payments to merchants' wallets through the use of smart contracts in the most cost efficient way.
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